Monthly bill calculator
List your bills however often they land — weekly, monthly, yearly — and see what they really cost you each month and each year, biggest first.
Add an amount to any bill to see your monthly total.
Know the total — then never miss a due date
BillWise tracks your credit cards, utility bills and installment plans in one timeline, forecasts next month's total before the bills arrive, and reminds you before every due date — and before credit card cutoffs. Works offline, no account.
Monthly bills, answered
How do I work out my total monthly bills?
Turn every bill into a yearly cost first, then divide by 12. A weekly bill is × 52, every two weeks × 26, quarterly × 4, twice a year × 2. Add those up and divide by 12 for your true monthly figure. This calculator does it for you and sorts the bills biggest first, so you can see where the money actually goes.
Why not just multiply a weekly bill by 4?
Because a month is about 4.33 weeks, not 4. Multiplying by 4 leaves out four weeks a year — on a $100-a-week bill that is $400 a year that never shows up in your budget. The same goes for every-two-weeks pay or bills: there are 26 of them a year, which means two months with three.
What should I count as a bill?
Anything that arrives on a schedule: rent or mortgage, utilities, phone and internet, insurance, loan and credit card payments, installment plans, memberships and subscriptions. Yearly ones — insurance, domain names, an annual app plan — are the ones that ambush a budget, which is why they are worth spreading out here.
Is anything I type saved or sent anywhere?
No. The math runs in your browser and nothing is sent to a server. Your last list is remembered on this device only, so it is still here next time. "Share result" puts the bills in the link itself — only share it with people you would show the list to.